Thought Machine

Thought Machine is a global leader in cloud-native core banking software development, revolutionizing the financial industry with its proprietary products, Vault Core and Vault Payments. Renowned for its comprehensive design and unparalleled flexibility, the company enables banks to have total command over their financial products and payment schemes. Developed from scratch without any legacy code, Thought Machine's platforms are engineered to adapt to the dynamic features of the cloud and utilize an API-first architecture, allowing banks to seamlessly integrate services and technologies from various vendors.

Advancing customer service delivery in banking, Thought Machine's Vault platform is a testament to the fusion of technology and innovation without compromise. Vault Core is the primary platform enabling banks to tailor their offerings to meet the dynamic needs of customers, whether that is replicating existing products or creating entirely new ones. With an extensive product library and the flexibility to configure banking products, banks can roll out financial products, such as offset mortgages, combined debit and credit card services, or even 'Buy Now Pay Later' schemes promptly and efficiently. On the other hand, Vault Payments revolutionizes the payment platform scene, with seamless integration of various payment types for banks globally.

Offering a unique product suite that empowers banks to be architects of their technology stack, Thought Machine sets the standard high in the core banking software industry. Their commitment to product excellence and flexible solutions sets them apart. Being cloud-native, highly configurable, and operationally resilient, their products are designed for maximum adaptability and scaling capacity. With a committed workforce of world-class engineering talent, they are entrusted by many of the world's leading banks and financial institutions. With Thought Machine as a partner, banking organizations can truly shape and control their strategic direction confidently and independently.

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